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 Unfortunately, most of us can't call our 401(k) plan providers and tell them to add funds or lower the plan's fees. But a step we can take is finding time to talk with our human resources department about any questions you may have. Not only will this discussion help keep your HR department accountable, but it can also open up the lines of communication – and possibly start spinning the wheels of change for your plan. Here are three questions to have in your pocket:
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 Health Secretary Jeremy Hunt told MPs thousands more patients may have died than expected at the 14 trusts since 2005 as Prime Minister David Cameron accused Labour of a “cover-up” over failings during its time in office – although the report focused on high death rates in 2011 and 2012.